Take control of your money with the 50/30/20 rule. Enter your income, list your expenses, and see instantly whether your spending matches your targets.
The buckets above compare your actual spending against these targets in real time. Red bars mean you're over target in that bucket — that's where to cut first.
Spend 50% of after-tax income on needs, 30% on wants, and save 20%. It's a simple starting framework, not a strict law — adjust to your reality.
Enter your monthly take-home income above, list your regular expenses by category, and the planner shows your 50/30/20 targets versus actual spending.
That's common in expensive cities. Treat 50/30/20 as a target: trim wants first and look for cheaper fixed costs. Any movement toward the targets helps.
Yes. It is 100% free with no signup required.