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Free Finance Calculators & Money Tools

✓ 100% FREE — No Signup Needed

Every finance calculator you need in one place: loans, tax, salary, currency, investing and budgeting. All 100% free, no signup, works worldwide.

SIP Calculator

Project mutual fund SIP growth with step-up plans and goal mode.

Compound Interest Calculator

See how your savings grow with compounding over time.

Loan EMI Calculator

Monthly EMI for bike, car and personal loans with total interest.

Sharia Mortgage Calculator

Islamic home finance monthly payment — riba-free.

Home Loan Eligibility Calculator

How much home loan you qualify for based on income.

Car Loan Calculator

Compare car loan offers with down payment and balloon options.

Loan Comparison Calculator

Compare up to 3 loan offers side by side — cheapest wins.

Credit Card Payoff Calculator

Avalanche vs snowball payoff plans with debt-free date.

Salary Calculator

Take-home pay after GOSI — built for Saudi expats, works globally.

Pakistan Income Tax Calculator

FBR 2026-27 slabs with Urdu explanation.

Saudi VAT Calculator

15% VAT add/remove with English/Arabic toggle.

GST Calculator

Add or remove GST with CGST/SGST/IGST split.

PTA Mobile Tax Calculator

Pakistan mobile import tax — passport vs CNIC rates.

Electricity Bill Calculator

Slab-wise bill estimate with taxes (editable rates).

Currency Converter

Live rates: SAR to PKR, USD to INR and 20+ pairs.

Remittance Fee Comparison

Cheapest way to send money home — Wise vs WU vs banks.

Gold Price Calculator

Jewellery cost in tola/gram with 24K–18K purity selector.

Retirement Planner

Project savings or reverse-plan the monthly SIP for your goal.

Retirement Calculator

Inflation-adjusted retirement corpus in today's money.

Savings Goal Calculator

Monthly savings needed to hit any money goal.

Monthly Budget Planner

50/30/20 budget buckets with live overspend alerts.

Profit Margin Calculator

Margin vs markup plus reverse price-from-margin mode.

ROI Calculator

Net profit, total ROI and annualized returns.

Break-Even Calculator

Units and revenue needed to cover fixed costs.

Inflation Calculator

What your money will be worth after years of inflation.

Rent vs Buy Calculator

Break-even year: is buying cheaper than renting?

Unit Price Calculator

Which pack is cheaper? Price-per-unit comparison.

Work Hours Calculator

Shifts, overtime and gross pay across multiple days.

Freelance Rate Calculator

Your ideal hourly rate from target income and expenses.

Hourly to Salary Converter

Hourly wage ↔ annual/monthly salary with overtime.

Invoice Generator

Professional invoices in seconds, download as PDF.

Tip Calculator

Split bills and tips fairly in one tap.

Discount Calculator

Sale price after any discount percentage.

Fuel Cost Calculator

Trip fuel cost from distance and mileage.

Umrah Cost Calculator

Full Umrah trip budget: visa, flights, hotel, transport.

FAQs

Are these finance calculators free?

Yes — every finance tool on this page is 100% free with no signup required.

Are the calculations accurate?

Yes. Each calculator uses standard financial formulas. For tax tools, rates follow official slabs — always verify big decisions with a professional.

Do these tools work in my country?

Yes. All tools are universal and work worldwide; several include PKR, INR, SAR, AED and USD currency options.